Gee Paul, if the inspectors are worried that only people with tools should be able to open fuse panels, then we are screwed. We have purposely pulled the handles off compartment cutoff switches and the "visitors" still manage to turn them and shut off the lights in whole compartments. Standard issue now amongst vandals is a multipurpose tool.
As for power panels, we haven't been gigged for that on any of our inspections. We just torque down on the cover screws so that you need a pair of pliers or screwdriver to open them. Of course, like I said, that won't stop the occasional moron who thinks it is his God-given right to destroy things. Actually, we are hoping one of them will open the panel and stick his fingers in.